START YOUR New Hampshire LLC
How to Start an LLC in New Hampshire (2026 Guide)
Starting a New Hampshire LLC is one of the most effective ways to launch a business while helping protect your personal assets.
This 2026 New Hampshire LLC guide explains exactly how to:
- form an LLC in New Hampshire
- file a New Hampshire Certificate of Formation
- file with the New Hampshire Secretary of State
- choose a New Hampshire registered agent
- understand New Hampshire LLC costs and ongoing compliance requirements
- obtain an EIN from the IRS
- avoid common New Hampshire LLC mistakes
- stay compliant after your business is formed
Whether you're starting a construction company, retail business, professional services firm, restaurant or hospitality business, healthcare practice, manufacturing company, wholesale business, real estate company, finance or insurance firm, arts and entertainment business, transportation and warehousing company, educational services organization, or growing startup, this guide walks through the New Hampshire LLC formation process step by step.
Last updated: Jul 2026. Reviewed for accuracy against current New Hampshire Secretary of State filing requirements and applicable state fee schedules.
New Hampshire LLC quick facts
| State Filing Fee | $100 to file a Certificate of Formation |
| Processing Time | Typically 3–10 business days; expedited processing may be available for an additional fee |
| State Income Tax | New Hampshire does not tax individual earned income, though certain business taxes (BPT/BET) may apply |
| Annual Filing Requirement | Annual Report required, $100 |
| Registered Agent | Required with a physical New Hampshire address |
| Operating Agreement | Not required by state law but recommended |
| EIN | Required for most LLCs — free from IRS |
Ready to start your New Hampshire LLC?
BizUp handles the filing, registered agent, EIN, operating agreement, and ongoing compliance — all in one place.
Start Your New Hampshire LLC
Is New Hampshire a Good State to Start an LLC?
New Hampshire has a diverse and resilient economy supported by industries including construction, retail trade, professional and technical services, healthcare, manufacturing, hospitality, wholesale trade, finance and insurance, real estate, transportation and warehousing, educational services, and arts and entertainment. The state's business-friendly climate, skilled workforce, and strategic New England location continue to make it an attractive place to start and grow a business.
Businesses throughout Manchester, Nashua, Concord, Portsmouth, Dover, Keene, Rochester, Laconia, Lebanon, and Salem, and communities across the Granite State benefit from access to regional New England markets, a highly educated workforce, a well-developed infrastructure, and a business environment that supports companies across a wide range of industries.
A New Hampshire LLC provides liability protection, flexible tax treatment, and a scalable business structure while helping separate your personal and business assets. The New Hampshire Secretary of State offers online filing services that make it relatively straightforward for entrepreneurs to establish their businesses.
New Hampshire requires most LLCs to file an Annual Report each year to remain in good standing. Businesses must also maintain a registered agent, comply with applicable tax laws, renew required licenses and permits, and keep required business information current.
For many founders, New Hampshire's business-friendly environment, strategic New England location, and broad industry opportunities make it an attractive place to launch and grow a business.
What Is a New Hampshire LLC?
A New Hampshire LLC (Limited Liability Company) is a legal business structure that helps separate your personal assets from your business liabilities while providing flexible management and tax treatment.
Business owners choose New Hampshire LLC formation because it offers:
- Personal liability protection for business debts and lawsuits
- Pass-through taxation by default
- Flexible ownership and management structures
- Professional credibility with customers, lenders, and vendors
- Straightforward filing through the New Hampshire Secretary of State
- Flexibility as your business grows
A New Hampshire LLC can be an excellent choice for construction companies, professional service firms, manufacturers, transportation businesses, healthcare providers, retailers, real estate businesses, restaurants and hospitality businesses, finance and insurance firms, wholesalers, educational service providers, arts and entertainment organizations, and growing startups seeking legal protection without the complexity of forming a corporation.
New Hampshire's economy supports businesses ranging from independent consultants and contractors to manufacturers, logistics companies, healthcare providers, financial professionals, retailers, and commercial real estate investors. An LLC provides many business owners with a flexible and scalable legal structure that can evolve alongside their company.
If you're looking for a business structure that offers liability protection while remaining flexible and positioned for long-term growth, forming an LLC in New Hampshire is often one of the best ways to launch your business.
Who Should Consider Starting a New Hampshire LLC?
A New Hampshire LLC works well for many different types of businesses, including:
- Construction companies and skilled trades
- Professional service firms
- Manufacturers
- Transportation and warehousing companies
- Healthcare providers
- Retail businesses
- Real estate investors, brokers, and property managers
- Restaurants, catering, and hospitality businesses
- Finance and insurance firms
- Wholesalers
- Educational services organizations
- Arts, entertainment, and recreation businesses
- Consultants and freelancers
- Startups and growing companies
- Side businesses transitioning into full-time operations
Entrepreneurs choose New Hampshire LLC formation because it combines relatively simple management requirements with separation between personal and business liabilities and flexible tax treatment.
Single-member LLCs are also common throughout New Hampshire for solo business owners seeking greater legal protection and credibility than operating as a sole proprietorship.
A New Hampshire LLC may be especially attractive for businesses planning to hire employees, open business bank accounts, separate personal and business finances, establish credibility with customers, pursue financing opportunities, and expand operations over time.
Whether you're launching a local business in New Hampshire or building a company with plans to expand throughout New England or nationally, forming an LLC provides a strong legal foundation for long-term success.
Why Start an LLC in New Hampshire?
New Hampshire offers entrepreneurs access to a diverse economy with opportunities across construction, professional services, manufacturing, healthcare, transportation and warehousing, retail, finance and insurance, wholesale trade, real estate, hospitality, educational services, and arts and entertainment.
Its business-friendly climate, strategic New England location, skilled workforce, and broad economic diversity make New Hampshire an attractive place to launch and grow a business.
1. Personal Liability Protection
A New Hampshire LLC creates a legal separation between you and your business. In many situations, this means your personal assets — including your home, savings, and personal property — are generally protected if your business faces lawsuits or debts.
This liability protection is one of the primary reasons entrepreneurs choose an LLC instead of operating as a sole proprietorship.
2. Flexible Business Structure
New Hampshire LLCs provide flexibility in how the business is owned, managed, and taxed. Whether you're starting a solo consulting practice or building a multi-member company, an LLC can adapt as your business evolves.
3. Pass-Through Tax Treatment
By default, New Hampshire LLCs receive pass-through taxation, meaning business profits generally pass through to the owners' individual federal tax returns instead of being taxed at both the business and personal levels.
As your business grows, you may also have the option to elect S Corporation tax treatment if it becomes advantageous.
Unlike states with an individual income tax, New Hampshire does not tax individual earned income. However, LLC owners may still be responsible for federal income taxes, self-employment taxes, employer taxes, Business Profits Tax (BPT), Business Enterprise Tax (BET) where applicable, and other business-related tax obligations depending on the nature of the business.
4. A Strong Fit for Many Industries
New Hampshire LLCs work well across many industries, including construction, professional, scientific, and technical services, manufacturing, transportation and warehousing, health care and social assistance, retail trade, real estate and rental and leasing, finance and insurance, wholesale trade, accommodation and food services, educational services, and arts, entertainment, and recreation. Whether you're launching your first business or expanding an existing operation, an LLC offers flexibility in ownership, taxation, and day-to-day management.
5. A Straightforward Formation Process
New Hampshire makes it relatively simple to form and maintain an LLC through the New Hampshire Secretary of State. While most LLCs must file an Annual Report each year to remain in good standing, the ongoing compliance process is generally straightforward when deadlines are met.
A New Hampshire LLC provides a flexible legal structure that can help support your business as it grows while maintaining liability protection and adaptable tax options.
New Hampshire LLC vs. Sole Proprietorship
If you're currently operating as a sole proprietor, forming a New Hampshire LLC can be one of the most important steps toward protecting yourself and formalizing your business.
| Feature | New Hampshire LLC | Sole Proprietorship |
|---|---|---|
| Personal liability protection | Yes | No |
| Separate legal entity | Yes | No |
| Business credibility | Higher | Lower |
| Easier to add partners later | Yes | Limited |
| State formation filing required | Yes | No |
| Registered agent required | Yes | No |
The biggest difference between a New Hampshire LLC and a sole proprietorship is liability protection.
A sole proprietorship does not legally separate the owner from the business. If the business is sued or cannot pay its debts, the business owner's personal assets may be at risk. Forming a New Hampshire LLC creates a legal separation between you and your business from day one.
For construction companies, professional service firms, manufacturers, transportation businesses, healthcare providers, retailers, real estate businesses, restaurants and hospitality businesses, finance and insurance firms, wholesalers, educational service providers, and arts and entertainment organizations, an LLC is often viewed as the logical next step beyond operating as a sole proprietorship.
How to Start an LLC in New Hampshire
Follow these steps to form your New Hampshire LLC.
Step 1: Choose Your New Hampshire LLC Name
Your LLC name must be distinguishable from other registered businesses in New Hampshire and must include one of the following:
- LLC
- L.L.C.
- Limited Liability Company
Before filing, search the New Hampshire Secretary of State business database to confirm your desired business name is available.
If you'd like additional time before filing, New Hampshire allows you to reserve a business name by filing a Name Reservation application and paying the applicable filing fee.
Best practices before filing:
- Verify New Hampshire name availability
- Check domain name availability
- Search the USPTO trademark database
- Avoid restricted words unless properly authorized
BizUp helps you start with the right name
Every plan includes company name verification before filing to help reduce delays caused by unavailable names.
View New Hampshire LLC Plans
Step 2: Appoint a Registered Agent
Every New Hampshire LLC must designate a registered agent.
A registered agent receives legal documents, service of process, and official government correspondence on behalf of your business.
Your registered agent may be:
- An individual New Hampshire resident
- A business entity authorized to provide registered agent services in New Hampshire
The registered agent must:
- Maintain a physical street address in New Hampshire (P.O. Boxes alone are not permitted)
- Be available during normal business hours
- Consent to serving as your LLC's registered agent
A professional registered agent can help:
- Receive legal documents promptly
- Protect your privacy by using a business address instead of your home address
- Help keep your business compliant with state requirements
BizUp includes registered agent service free during the first year on all plans.
Step 3: File Your New Hampshire Certificate of Formation
The Certificate of Formation officially creates your New Hampshire LLC. New Hampshire requires domestic LLCs to file a Certificate of Formation with the New Hampshire Secretary of State.
Information you'll generally provide includes:
- LLC name
- Registered agent information
- Registered office address
- Principal office address
- Organizer information
New Hampshire Certificate of Formation filing fee:
- $100
Once approved by the New Hampshire Secretary of State, your LLC officially exists as a legal business entity.
Step 4: Create an Operating Agreement
New Hampshire does not legally require LLCs to adopt an operating agreement, but creating one is strongly recommended.
An operating agreement establishes how your LLC will operate and can help prevent disputes as your business grows.
A typical operating agreement addresses:
- Ownership percentages
- Member responsibilities
- Voting procedures
- Profit distributions
- Admitting or removing members
- Dissolution procedures
Even single-member LLCs benefit from maintaining a written operating agreement because it helps reinforce the legal separation between the owner and the business.
BizUp includes a customized operating agreement in the Growth and Complete plans.
Step 5: Obtain an EIN
An Employer Identification Number (EIN) is your business's federal tax identification number.
Most New Hampshire LLCs need an EIN to:
- Open a business bank account
- Hire employees
- File federal taxes
- Establish business credit
- Work with payment processors
The IRS issues EINs at no cost.
BizUp includes EIN registration in the Growth and Complete plans.
Step 6: Open a Business Bank Account
Once your New Hampshire LLC has been approved and you've received your EIN, opening a dedicated business bank account is an important next step.
Keeping business and personal finances separate helps:
- Reinforce liability protection
- Simplify bookkeeping
- Improve tax reporting
- Establish business credibility
Banks commonly request approved Certificate of Formation, EIN confirmation, an operating agreement (if applicable), and personal identification.
Maintaining separate financial records can also make accounting and tax preparation significantly easier as your business grows.
Step 7: Understand New Hampshire Business License and Tax Requirements
New Hampshire does not issue one universal statewide business license for every LLC. Depending on your industry, location, and business activities, you may need licenses or permits from state agencies or local governments before beginning operations.
New Hampshire LLC owners may also need to register for state tax accounts, including Business Profits Tax (BPT), Business Enterprise Tax (BET), Meals and Rooms Tax (for qualifying businesses), or employer withholding and unemployment tax requirements depending on the nature of the business.
Depending on your business, you may also need:
- Local business licenses
- Professional licenses
- Contractor licenses
- Employer tax registrations
- Health or environmental permits
- Industry-specific permits
Business licensing, tax registration, and compliance requirements vary depending on your industry, location, and business activities, making it important to verify which requirements apply before beginning operations.
Step 8: Meet New Hampshire's Ongoing Filing Requirements
Most New Hampshire LLCs are required to file an Annual Report with the New Hampshire Secretary of State each year to remain in good standing.
Failing to file the Annual Report on time may result in late fees, loss of good standing, and could eventually lead to administrative dissolution if the filing remains delinquent.
Keeping up with this annual requirement is one of the most important ongoing compliance responsibilities for New Hampshire business owners.
Ready to Start Your New Hampshire LLC?
BizUp can handle your New Hampshire LLC formation, registered agent service, EIN registration, operating agreement, and ongoing compliance tools — all through one streamlined dashboard.
Start Your New Hampshire LLCHow Much Does It Cost to Start an LLC in New Hampshire?
New Hampshire offers entrepreneurs a straightforward LLC formation process with predictable startup costs and manageable ongoing compliance requirements. Here's a general breakdown of common New Hampshire LLC formation costs:
| Item | Amount | Frequency |
|---|---|---|
| New Hampshire Certificate of Formation | $100 | One-time |
| Name reservation (optional) | $15 | One-time |
| EIN registration | Free (IRS) | One-time |
| Operating agreement | Varies / included in paid plans | One-time |
| Registered agent service | Included 1st year (BizUpUSA) | Annual |
| Business licenses and permits | Varies by business and location | Varies |
| New Hampshire Annual Report | $100 | Annual |
New Hampshire LLC Ongoing Costs and Compliance Requirements
After your New Hampshire LLC is formed, you'll have several ongoing responsibilities to help keep your business in good standing. These may include maintaining a registered agent with a physical New Hampshire address, filing the required Annual Report each year, renewing applicable business licenses and permits, maintaining accurate business records, filing required federal, state, and local tax returns, and updating the New Hampshire Secretary of State when business information changes.
Understanding these ongoing responsibilities is an important part of operating a New Hampshire LLC successfully.
Common New Hampshire LLC Mistakes to Avoid
Forming a New Hampshire LLC is relatively straightforward, but first-time business owners still make avoidable mistakes. Some of the most common include:
Choosing the Wrong Registered Agent
Your registered agent plays an important role in receiving legal notices and official state correspondence. Using someone who is unavailable during business hours or allowing registered agent information to become outdated can result in missed legal documents or compliance issues.
Missing the New Hampshire Annual Report Deadline
Most New Hampshire LLCs must file an Annual Report to remain in good standing. Missing the filing deadline may result in late fees, loss of good standing, and administrative dissolution. Setting reminders or using a compliance service can help you stay on track.
Mixing Personal and Business Finances
One of the primary reasons entrepreneurs form an LLC is to separate personal and business liability. Mixing funds can weaken that separation and create accounting and tax complications. Opening a dedicated business bank account immediately after formation is one of the simplest ways to help preserve your LLC's liability protection.
Skipping an Operating Agreement
Although New Hampshire does not require an operating agreement, having one establishes clear expectations for ownership, management, voting rights, and profit distributions. Even single-member LLCs benefit from documenting how the business will operate.
Overlooking Business License Requirements
Many entrepreneurs assume forming an LLC automatically authorizes them to begin doing business. Depending on your industry and location, additional licenses or permits may still be required. This is especially important for construction companies, professional service firms, manufacturers, transportation and warehousing companies, healthcare providers, retail businesses, real estate businesses, restaurants and hospitality businesses, finance and insurance firms, wholesalers, educational services organizations, and arts, entertainment, and recreation businesses. Requirements vary across New Hampshire, making it important to verify state and local regulations before beginning operations.
Assuming LLC Formation Completes Tax Registration
Forming your LLC with the state does not automatically register your business for every tax obligation. Depending on your business activities, you may still need to register for Business Profits Tax (BPT), Business Enterprise Tax (BET), Meals and Rooms Tax, employer tax accounts, or other state tax programs. Understanding your obligations early can help avoid penalties and compliance issues.
Not Planning for Taxes Early
New Hampshire LLC owners may be responsible for federal income taxes, self-employment taxes, Business Profits Tax (BPT), Business Enterprise Tax (BET), payroll taxes, or other applicable business taxes depending on the nature of the business. Working with a CPA or tax advisor early can help avoid surprises as your business grows.
Electing S Corporation Status Too Soon
Some business owners immediately elect S Corporation taxation without determining whether it provides a financial benefit. For many new businesses, standard LLC taxation is often the simplest option during the early years. As profits increase, an S Corporation election may become advantageous after consulting with a qualified tax professional.
BizUp New Hampshire LLC Pricing
BizUp offers three simple ways to start your New Hampshire LLC.
| Plan | Service Fee | Best For |
|---|---|---|
| Starter | $0 + $100 minimum state fee | Founders who want the essentials |
| Growth | $199 + $100 minimum state fee | Founders who want a complete setup |
| Complete | $299 + $100 minimum state fee | Founders who want full support + ongoing compliance |
| What's Included | Starter | Growth | Complete |
|---|---|---|---|
| BizUp Plan (+ state fees) |
$0 | $199 | $299 |
| LLC Formation Filing |  |
|
|
| Registered Agent Service (1st year free) | |
|
|
| Company Name Verification | |
|
|
| Fast Track Filing | |
|
|
| EIN (Federal Tax ID) | +$99 | |
|
| Operating Agreement | +$99 | |
|
| Business Templates | +$199 | |
|
| Annual Compliance Filing* | +$149 | +$149 | |
| Expert Review | +$99 | +$99 | |
| Support Level | Standard | Priority | VIP |
*For New Hampshire businesses, this service helps owners stay organized by providing compliance reminders, tracking important deadlines, and supporting annual filing obligations, including the New Hampshire Annual Report.
Renewal Pricing
New Hampshire state filing fees are paid directly to the New Hampshire Secretary of State and are separate from BizUp service fees.
For ongoing service and support:
-
Growth renews annually at $199/year for ongoing compliance and support
-
Complete renews annually at $299/year for ongoing compliance and support
BizUp keeps pricing simple and transparent, so you know exactly what to expect for your New Hampshire LLC formation.
Start Your New Hampshire LLCNew Hampshire Registered Agent Requirements
Every New Hampshire LLC must continuously maintain a registered agent.
A registered agent is responsible for receiving legal documents, service of process, and official government correspondence on behalf of your business.
A New Hampshire registered agent must:
- Have a physical street address in New Hampshire where service of process can be delivered
- Be available during normal business hours
- Consent to serving as your LLC's registered agent
A registered agent may receive service of process, legal notices, official government correspondence, tax and compliance notices, and other important legal communications.
Keeping your registered agent information current helps ensure your business receives important legal documents without unnecessary delays.
Should You Use Your Own Registered Agent in New Hampshire?
New Hampshire allows business owners to serve as their own registered agent if they meet the state's requirements.
However, many entrepreneurs choose a professional registered agent service to gain:
- Additional privacy
- Reliable document handling
- Compliance support
- Flexibility while traveling or working remotely
Using a professional registered agent also helps prevent legal notices from being delivered to your home or business in front of customers, employees, or clients.
BizUp includes registered agent service free for the first year with every plan
New Hampshire LLC Ongoing Compliance Requirements
After your New Hampshire LLC is formed, you'll need to meet several ongoing compliance requirements to help keep your business in good standing.
These may include:
- Maintaining a registered agent with a physical New Hampshire address
- Filing the required New Hampshire Annual Report
- Renewing applicable business licenses and permits
- Updating the New Hampshire Secretary of State if business information changes
- Filing required federal, state, and local tax returns
- Maintaining accurate business records
Quick Fact: Most New Hampshire LLCs must file an Annual Report with the New Hampshire Secretary of State to remain in good standing. Businesses must also maintain a registered agent, comply with applicable tax laws, renew required licenses and permits, and keep required business information current.
Staying organized and meeting these ongoing obligations can help your LLC remain compliant and avoid unnecessary administrative issues.
BizUp helps founders stay organized by keeping important formation documents, compliance reminders, and business records together in one dashboard.
BizUp's Complete plan includes compliance and filing reminders through the BizUp dashboard.
New Hampshire LLC Taxes: What You Need to Know
New Hampshire LLCs offer flexible tax treatment while remaining subject to applicable federal, state, and local tax laws.
1. New Hampshire Does Not Tax Individual Earned Income
Unlike some states, New Hampshire does not impose a tax on individual earned income. Most New Hampshire LLCs are taxed as pass-through entities, meaning business income generally passes through to the owners, who report it on their personal federal tax returns.
LLC owners may still be responsible for federal income taxes, self-employment taxes, Business Profits Tax (BPT), Business Enterprise Tax (BET), and other applicable federal and state tax obligations.
2. Pass-Through Taxation by Default
By default:
- Single-member LLCs are generally taxed as sole proprietorships
- Multi-member LLCs are generally taxed as partnerships
In most cases, the LLC itself does not pay federal income tax at the entity level. Instead, profits and losses pass through to the LLC owners.
3. Other New Hampshire Taxes May Apply
Depending on your business activities, your New Hampshire LLC may need to register for:
- Business Profits Tax (BPT)
- Business Enterprise Tax (BET)
- Meals and Rooms Tax (for qualifying businesses)
- Unemployment insurance tax
- Other industry-specific tax programs
Businesses selling taxable meals or rooms, hiring employees, or meeting certain filing thresholds may have additional registration and tax obligations.
4. Business Licenses May Be Required
New Hampshire does not issue one universal statewide business license for every LLC.
Depending on your business and location, you may need:
- Local business licenses
- Professional licenses
- Contractor licenses
- Health permits
- Industry-specific approvals
Understanding your licensing and tax obligations before beginning operations can help your business remain compliant from day one.
5. You May Elect S Corporation Tax Treatment Later
As your business becomes more profitable, you may decide — with guidance from your CPA or tax advisor — to elect S Corporation tax treatment.
This is a federal tax election rather than a different business entity.
For some growing businesses, this election may reduce self-employment tax obligations while preserving the liability protection of an LLC.
Why Founders Use BizUp Instead of Filing Directly with the State
You can file your New Hampshire LLC directly through the New Hampshire Secretary of State, and many business owners do.
However, for first-time founders, the process often becomes more time-consuming after the filing itself — especially when preparing an operating agreement, obtaining an EIN, selecting a registered agent, understanding New Hampshire tax obligations, securing any required business licenses, meeting Annual Report requirements, and staying on top of ongoing compliance responsibilities.
BizUp was built to simplify the entire New Hampshire LLC formation process in one place.
Instead of juggling state filing requirements, IRS registration, compliance tasks, and business documents on your own, founders can manage business setup and ongoing requirements through a single dashboard designed specifically for new businesses.
With BizUp, you get:
- New Hampshire LLC filing handled for you
- Company name verification before submission
- Registered agent service included for the first year
- EIN registration included with Growth and Complete
- Operating agreement included with Growth and Complete
- Real-time status tracking through your founder dashboard
- Secure document storage for your formation records
- Compliance reminders for important business deadlines
- Access to Astra, your built-in AI business copilot
BizUp vs. DIY Filing
| Feature | BizUp | DIY with New Hampshire Secretary of State |
|---|---|---|
| Filing prepared and submitted for you | |
You handle it |
| Company name check | |
Manual |
| Registered agent service included | (1st year) |
Separate setup |
| EIN help | (Growth/Complete) |
Manual through IRS |
| Operating agreement | (Growth/Complete) |
Create it yourself |
| Compliance reminders | |
Track it yourself |
| Document storage | |
Manage files manually |
| Founder dashboard | |
Not included |
| AI support (Astra) | |
Not included |
If you're looking for a simpler, more organized way to start and manage your New Hampshire LLC, BizUp is designed to help streamline the process from formation through ongoing compliance.
Compare New Hampshire LLC PlansStart Your New Hampshire LLC with BizUp
Starting a business already comes with enough moving parts. Forming a New Hampshire LLC should not add unnecessary confusion, compliance stress, or filing complications.
BizUp simplifies New Hampshire LLC formation by helping founders manage filing, registered agent service, EIN registration, operating agreement creation, compliance tracking, and business setup through one streamlined platform.
Whether you're launching a construction company, retail business, professional services firm, healthcare practice, restaurant or hospitality business, manufacturing company, wholesale business, real estate company, finance or insurance firm, arts and entertainment business, transportation and warehousing company, educational services organization, or growing startup, BizUp helps simplify the process from formation through ongoing compliance.
Choose the plan that fits your business today — and keep building from there:
- Starter: $0 + state fee
- Growth: $199 + state fee
- Complete: $299 + state fee
